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Board Credit Committee

The Board Credit Committee is a sub-committee of the main Board and is responsible for overseeing all aspects of the Bank’s credit risk management framework including the credit rating methodology, credit policies and specific credit facility requests. Its terms of reference include, but are not limited to:

  • Approving the Bank’s credit risk management policies, underwriting guidelines and relevant credit proposals;
  • Advising the Board on the Bank’s risk appetite with respect to client, product, geographic, sector and maturity risk;
  • Approving credit facility requests within pre-agreed Board stipulated limits;
  • Examining any watch listed or sub-standard accounts; and
  • Reporting to the Board on the Committee’s activities.

The Board Credit Committee comprises a minimum of three directors and is chaired by an independent non-executive director.